Terms & Conditions for Payment Cards Reward

1. Introduction

These Terms & Conditions (“T&C”) apply to all Payment Cards linked to stablecoin accounts (USDT, USDC, EURT, EURC, EURA). By continuing to use the Payment Cards Reward program, you agree to these T&C, along with the applicable provisions outlined in the Earning Vault Terms and Conditions, Payment Card Terms and Conditions, and all terms of the Brighty App.

In the event of any conflict between these Terms & Conditions and the Earning Vault Terms and Conditions, Payment Card Terms and Conditions, General Terms and Conditions, or Cryptocurrency Terms, the latter shall prevail.

2. Linked Balance Rewards

The balance linked to your Payment Card earns daily rewards, which are automatically credited to your account, enhancing your earnings over time. Rewards are deposited in USDC and deposited in your Rewards Box. The earning rate on your Payment Card is subject to change based on your Subscription Plan. If multiple Payment Cards are linked to the same account, only a single earning rate will be applied to the account balance. The earning rates can fluctuate and may decrease to 0% without prior notice.

3. Risk Notice and Disclaimers

Brighty does not offer pre-defined returns or guaranteed interest rates, the returns fluctuate to adjust to real market conditions and vary according to the dynamics of the cryptocurrencies market and are subject to change any time. There is no guarantee of continuous or consistent rewards. You are responsible for maintaining the security of your account and any associated Payment Cards. The company is not liable for any losses due to unauthorised access or transactions.

The utilisation of cryptocurrencies involves a significant level of risk. As with any type of asset, the value of cryptocurrencies is volatile and can change rapidly without prior notice, as well as involves substantial risks including the partial or complete loss of funds when buying, selling, holding, or investing in cryptocurrencies.

Cryptocurrencies and the network infrastructure enabling their operation, utilisation and transfer are also considered vulnerable to cyber-attacks.

Additionally, cryptocurrencies are relatively new and either unregulated or only partially regulated in many different jurisdictions, with the national and international laws on cryptocurrencies changing rapidly.

By using our cryptocurrency services, you acknowledge and agree that:

You are aware of these risks associated with transactions in cryptocurrencies;

That you assume all risks with respect to your use of the services and trading in cryptocurrencies;

Brighty App is not responsible or liable for any such risks or any adverse outcomes directly or indirectly related to the latter. If you are in a country where the buying and selling of cryptocurrencies becomes illegal or becomes subject to any prohibitive legislation, our services may be suspended and no longer be offered to you.

Please also refer to Earning Vault Terms and Conditions

4. Updates to Terms & Conditions

These Terms & Conditions may be updated from time to time to reflect changes in policies, earning rates, or risk factors.

5. No Investment Advice

Brighty App does not provide any form of investment advice. We may provide information concerning types of traditional currencies and cryptocurrencies and prices, all of which should not be considered investment advice. You should consult with your lawyer, financial advisor or any other investment professional to determine what may be best for your individual needs.

6. Complaints

In the case that Brighty Earning Vaults do not meet your expectations and you wish to file a complaint or communicate any other grievance, please do so by sending a message to: support@brighty.app

7. Liability and Indemnification

IN NO EVENT WILL ANY BRIGHTY COMPANY OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFIT, LOSS OF REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE BRIGHTY APPLICATION OR OUR WEBSITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO CIRCUMSTANCES WILL THE AGGREGATE LIABILITY OF ANY BRIGHTY COMPANY, WHETHER IN CONTRACT OR TORT OR OTHERWISE FOR DAMAGES UNDER THESE TERMS EXCEED THE AMOUNT RECEIVED BY US FROM YOU.

YOU UNDERSTAND AND AGREE THAT NO BRIGHTY COMPANY SHALL BE LIABLE AND YOU SHALL BE RESPONSIBLE FOR ALL LIABILITY IN CONNECTION WITH ANY FORCE MAJEURE EVENT, INCLUDING ACTS OF GOD, LABOUR DISPUTES, ELECTRICAL, TELECOMMUNICATIONS, HARDWARE, SOFTWARE OR OTHER UTILITY FAILURES, SOFTWARE BUGS, EARTHQUAKES, STORMS OR OTHER NATURE-RELATED EVENTS, BLOCKAGES, RIOTS, ACTS OR ORDERS OF GOVERNMENT, ACTS OF TERRORISM OR WAR, TECHNOLOGICAL CHANGE, CHANGES IN INTERESTS RATES OR OTHER MONETARY CONDITIONS.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, YOU RELEASE US FROM RESPONSIBILITY, LIABILITY, CLAIMS, DEMANDS AND/OR DAMAGES ARISING OUT OF OR RELATED TO DISPUTES BETWEEN YOU AND THE ACTS OR OMISSIONS OF THIRD PARTIES.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, YOU WILL INDEMNIFY, DEFEND, AND HOLD HARMLESS AND REIMBURSE US FROM AND AGAINST ANY AND ALL ACTIONS, PROCEEDINGS, CLAIMS AND DAMAGES INCURRED BY US ARISING FROM OR RELATING TO:

YOUR USE OF THE BRIGHTY APPLICATION;

YOUR RESPONSIBILITIES OR OBLIGATIONS UNDER THESE TERMS;

YOUR BREACH OR VIOLATION OF THESE TERMS;

ANY INACCURACY IN ANY REPRESENTATION OR WARRANTY BY YOU;

YOUR VIOLATION OF ANY RIGHT OF ANY OTHER PERSON OR ENTITY;

YOUR BREACH OR VIOLATION OF THE LAWS IN YOUR JURISDICTION;

ANY ACT OR OMISSION COMMITTED BY YOU, THAT IS NEGLIGENT, UNLAWFUL OR CONSTITUTES WILFUL MISCONDUCT.

WE RESERVE THE RIGHT TO EXERCISE SOLE CONTROL OVER THE DEFENCE, AT YOUR EXPENSE, OF ANY CLAIM SUBJECT TO INDEMNIFICATION UNDER THIS CLAUSE.